The Nifty Mom

A house and lot buying process is complex, it can be stressful and exciting at the same time. Understanding which factors mean the most will help eliminate house and lots that won’t work for you and compare to the house and lots that will. Below are the things to consider when buying a perfect house and lot for your family. Identify the ideal house and lot size for your family. The ideal size is the one you feel comfortable with and that which you can utilize space. The number of bedrooms and bathrooms should be identified too. Some people wanted to have small and functional own space while others wanted to have bigger spaces. But when a house is too big, and your family size is still small, remember that you will have more space to clean, higher utility bills, additional maintenance cost and higher real estate tax. Budget Make sure you have identified your budget and make sure to get pre-approved for a loan. You can also use this loan calculator that will help you determine the mont...

I just turned 31 a few days ago. The past 3 decades of my life was not always easy, but that’s life! You have to be strong, you have to fight and you have to believe that there are still better days ahead! Keep looking for ways to radiate positivity to your inner self! Stay tough! Keep surviving! As a birthday present, I will share with you 31 life lessons and values I’ve learned along the way. Hope you enjoy reading them! 1. Choose to be happy everyday! Your brain will look for proof that you are, indeed happy when you think you are happy! 2. Stay organized. It’s the time to keep your place clean and very maaliwalas so you can move and work fast and in a productive way. 3. Keep a record of everything that is important. Some day you can use it as source of reference. 4. Surround yourself with good people. 5. Spend quality time with your family always. Never take them for granted. 6. Learn a new hobby every time you feel down. It will help you add excitement and accomplishment that wil...